100% Free Independent Advice

Unfair credit – Credit card fees unfair?

Credit card fees unfair? I have a student credit card that has been charged off because I lost my job and could not afford to pay or borrow to pay. Now I have a good job and I want to pay my debt (when I worked I paid every month!). But the credit card company has now charged $1580 in fees on top of my actual debt of $620. My max limit was $600. They added a fee because I went over $20 (which was a disputed...

Unfair credit – The Credit Card Accountability, Responsibility, & Disclosure Act of 2009

On May 22, 2009, President Barack Obama signed the Credit Card Responsibility & Disclosure Act of 2009 into law. The bill was designed to serve as a proverbial “Bill of Rights” for anyone who applies for and accepts a line of credit from any credit card company or lender. The new law outlines a number of changes to existing credit card laws. The bill is designed to protect consumers from unfair...

Unfair credit – Should we thank regulators for the new rules banning "unfair" credit card practices?

Should we thank regulators for the new rules banning “unfair” credit card practices? http://articles.moneycentral.msn.com/Ban… Will these new regulations usher in an era of “fair” crdit card practices with increased “consumer protection”, or will it simply eliminate the access to credit cards for many riskier borrowers? Both the government and supporters of this legislation...

Free and 100% Independent Advice

We scour the internet to bring you the very latest information on unfair credit agreements. There are a number of indicators that will tell you if your agreement may be unfair. Are you 100% sure that your agreement falls with consumer protection laws? Do you feel that the service you are recieving from your company is fair and just? When you signed your agreement, was everything explained very clearly to you? Does...

Welcome to Unfair Credit Agreements Help

We aim to offer help and advice on the options available to you in regard to your credit agreement.  Many agreements are unfair and unlawful and with the right advice you can reduce your debts or in some cases have them written off.
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